I'm a bit slow off the mark with this one. Kiva is a brilliant non-profit organisation that funds disadvantaged individuals via microfinance. Essentially, you donate a minimum of $25 US to fund a person's business and within 6-12 months the amount is paid back and you can choose to re-invest that amount in another venture or withdraw it from the scheme. The default rates are … [Read more...] about Kiva – real outcomes for the real world